Trend Micro
Trend Micro’s Cyber Monday Shopping Safely Tips
What to Know Before You Click
  1. Go with What You Know – Bookmark reliable online shopping site as search engines like Google can lead you to malicious sites. (Top 3 e-commerce sites – eBay, Amazon, and Alibaba.com)
  2. Go with Your Instinct – Ignore suspicious emails and spam offering huge discounts and bargains as they may contain malicious links and file attachments.
  3. If it’s too Good to be True it Usually is – Spam and online ads that offer mind-boggling promos and discounts can lead to web threats.
  4. Double, Triple Confirm – Check a payment site’s URL – Phishers trick users into giving out personal information via spoofed pages. One of the most commonly phished sites is eBay.
  5. Tried and True – Use reliable security software that helps you avoid visiting comprised sites.
  6. Buyer Beware – Never use a payment method that does not offer any kind of buyer protection. Wire transfers and money orders are therefore off the table as there is no way of getting your money back. Pay with a credit card as it offers better protection.
  7. Keep it Private – Don’t shop in a public “hot spot” or in places with unsecure networks. Limit online shopping to when you are at home, this assures uninterrupted and safe sessions.
  8. Spot the Obvious – Legitimate banking or e-commerce sites’ URLs usually begin with https not http. The padlock icon at the lower right or near the address bar (depending on your browser) is also a good indicator of site’s security.
  9. Keep Records – Always keep your transaction records to track your online purchases and avoid becoming a victim of online scams and other kinds of fraud.
  10. Stay Aware – Stringently check your credit card billing statements to monitor all of your transactions. Immediately report any discrepancies to your bank.

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Got What You Need? Follow These Safety Tips to Ensure Safe Checkout and Payment

Safety tips for checking out online and processing payment.

  1. Buyer Beware – Never use a payment method that does not offer any kind of buyer protection. Wire transfers and money orders are therefore off the table as there is no way of getting your money back. Pay with a credit card as it offers better protection.
  2. Credit is Best – Paying by credit card online is fast and safe. Yes, safe. Credit card companies are working hard to protect their customers from fraud. Most cardholder agreements limit your liability for fraudulent charges to $50. Another advantage is that you can dispute the charge if there's a problem, such as if the merchandise doesn't arrive, doesn't work, isn't what you expected, or if you returned it and didn't get your refund.
  3. Do the Bait and Switch – Create a temporary email account when registering with a web service and then forward emails from there to your primary account. Email addresses are golden to malicious hackers because they offer nearly unfettered access to your attention.
  4. Be Selective with Your Personal Information – In addition to your credit card number and email address, web services may require – or at least request – other personal information. Unless the company will be shipping something to you, there's no need to give out your street or mailing address.
  5. Never Pay Cash – Most online merchants do not accept cash and you shouldn't pay with cash anyway. Cash is easily lost or stolen, and you have no way of proving how much you sent if the total doesn't arrive.
  6. Never Use Debit – While most online payments are processed without a problem, if yours happens to be the exception, using a debit card could give a hacker or scammer access to your entire bank account. While debit cards do offer some security and fraud reimbursement programs, most debit cards do not offer the same level of protection as a credit card.
  7. Double, Triple Confirm – Only fill out required fields on checkout forms. Check the website's privacy policy. Make sure you understand how your information will be stored and used.

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